Employer-Sponsored Pensions: A Primer
Contributing Organization(s): Urban Institute
Author(s)/Creator(s): Brendan Cushing-Daniels; Richard W. Johnson
Publishing Date: 2008-01-01
Issue Areas: Aging; Employment and Labor
Ownership/Rights Info: Please consult the copyright holder before using or repurposing this information.
The shifting pension landscape raises questions about the financial security of future retirees. About one-half of private-sector workers are not covered by employer-sponsored pension plans on their current job. Many private-sector employers have replaced traditional pensions with 401(k)-type plans, which protect benefits for workers who change jobs frequently but expose participants to investment risks. This primer describes pensions, workers with coverage, and related policy issues.
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