Sustaining Homeownership Through Education and Counseling

Contributing Organization(s): Neighborworks America


Author(s)/Creator(s): Mark Wiranowski

Publishing Date: 2003-10-01

Issue Areas: Housing and Homelessness

Ownership/Rights Info: Copyright 2003 Mark Wiranowski. The Neighborhood Reinvestment Corporation (dba NeighborWorks® America) has full rights to use and distribute this document.

File info: 60 pages; 461.58 KB file size

Download now

This paper addresses a two-fold problem. First, some families are struggling to sustain their home ownership, yet market responses are inadequate. Second, postpurchase education and counseling, potential tools to assist vulnerable homeowners, are inadequately provided. This paper presents a conceptual framework for the effect of postpurchase education and counseling in assisting homeowners. It then examines information needs and strategies that can drive the provision of postpurchase services. In particular, the analysis assesses the current effectiveness and implementation of postpurchase programs. It also draws implications from prepurchase counseling and private sector loss mitigation. Finally, current stakeholders in home-ownership outcomes are identified. This paper recommends postpurchase education and counseling that are integrated into the lending models of the financial services industry and comprehensive over the timeline of the mortgage. A series of models ranging in scope are suggested, including potential actors and challenges involved.

Access this research:

Download now


Intended Audience: Advocates; Policy Professionals; Researchers

Type/Format: Whitepaper

Language code: English

Comment & Review

This is a new feature. Be the first to comment on this research!

Rating: 1 Rating: 2 Rating: 3 Rating: 4 Rating: 5
 Votes: 2 | Average Rating: 1
 Click to add your rating!

Tags that LabRats have added to this research:

Add your tags
View all tags

Related Research

Explore related research listed in the same issue areas.

There is no related research. Try our advanced search.


Share and Share Alike

The golden rule at IssueLab ... share the knowledge, share the love!




Looking for some attention? Contact us about current ad rates.