This paper investigates potential issues with regard to water and sanitation. It argues that technological fixes alone are not enough and need to be complemented by other forms of innovation such as local community organization and financial innovation. It provides a micro financing framework that is founded on the Rotating Savings and Credit Associations (RoSCA) arrangements at the village level.
- In Sub Saharan Africa, scaling up functional, quality, reliable, and affordable drinking water supply and sanitation (WSS) facilities among rural populations is a significant impediment.
- Active direct or indirect support of the government to rural community programs is essential.
- Self-sustaining micro financed facilities can be realized for equitable and safe rural water supply and sanitation provision.
- A co-operative microfinance framework would potentially share the financial and social costs and benefits between communities and governments.
- A significant advantage of semi-formal microfinance institutions is the promotion of autonomy and independence among its members, along with its flexibility to adapt to local cultural norms.
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- Copyright 2014 United Nations University Institute for Water, Environment and Health (UNU-INWEH).
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