Much has been made of the length of time an average foreclosure action takes in New York State courts. Blame is frequently placed squarely on the borrowers' shoulders. Ignored are the poor practices and procedures of the mortgage servicing companies. Completely devoid from the narrative are the dilatory tactics of the foreclosure law firms. As the present study graphically demonstrates, it is the law firms that handle foreclosures in bulk which have caused the current backlog of foreclosure cases in New York State courts.