The release of the Federal Reserve's 2013 Survey of Consumer Finances (SCF) is a great opportunity to reassess Americans' retirement preparedness as measured by the National Retirement Risk Index (NRRI). The NRRI shows the share of working-age house-holds who are "at risk" of being unable to maintain their pre-retirement standard of living in retirement. The Index is constructed using the SCF, a triennial survey of a nationally representative sample of U.S. households that collects detailed information on their assets, liabilities, and demographic characteristics. For SCF households, the NRRI compares projected replacement rates – retirement income as a percent-age of pre-retirement income – with target rates that would allow them to maintain their living standard and calculates the percentage at risk of falling short. The NRRI was originally created using the 2004 SCF and has been updated with the release of each subsequent survey.