This report examined mobile remote deposit capture (mRDC) availability and terms for 50 banks and 51 prepaid card companies. Thirty-seven of the 50 banks and 21 of the 51 prepaid card companies offered mRDC services to their customers. This report focused on the terms and conditions provided by those financial institutions offering mRDC that consumers may consider essential before choosing to use the service, including cost, the speed at which their deposited funds become available to spend or withdraw, and customer eligibility requirements. Mobile remote deposit capture (mRDC) technology provides access to financial institutions for consumers who have difficulty getting to a branch or ATM or are disinclined to use them. It may provide a lower-cost alternative to prepaid card-loading facilities and to check-cashing storefronts and may offer convenience for busy consumers hoping to save time spent physically depositing checks and/or waiting for them to clear. Little research has been done to explore mRDC products and how they are presented to consumers.