Half of all workers lack access to a retirement plan at their workplace. And small businesses face high administrative and cost hurdles that often prevent them from offering retirement plans to employees. Universal Voluntary Retirement Accounts (UVRAs) are a straightforward alternative to the retirement savings dilemma facing today's workers and small businesses. UVRAs allow any individual worker to open a low-cost Individual Retirement Account (IRA), and make it easier for small businesses to recruit and retain employees by offering them a way to save for retirement.
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- Copyright 2009 Economic Opportunity Institute. All rights reserved.
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