Among the issues we will consider here are the following. Who carries the underwriting
(insurance) risk for workers' compensation benefits? How is workers' compensation insurance
prices, and by whom? What fundamental principles guide the insurance pricing system? Who
monitors benefits for compliance with statutory requirements? Are the availability of coverage
and the payment of insurers' claims obligations guaranteed? Is self-insurance allowed and, if so, for whom? How are incentives for prevention of accidents, and resulting workers' compensation claims, maintained? What is the performance of the overall system? In summary, how are these questions answered and what so the answers reveal about how these responsibilities are allocated among government agencies, other public entities and private firms?