No result found
How the multibillion-dollar business behind online advertising could reinvent public media, revitalize journalism and strengthen democracy
This is the first comprehensive study regarding the state of automated decision-making in Europe. Experts have looked at the situation at the EU level but also in 12 Member States: Belgium, Denmark, Finland, France, Germany, Italy, Netherlands Poland, Slovenia, Spain, Sweden and the UK. They assessed not only the political discussions and initiatives in these countries but also present a section "ADM in Action" for all states, listing examples of automated decision-making already in use.
The criminalization of private debt happens when judges, at the request of collection agencies, issue arrest warrants for people who failed to appear in court to deal with unpaid civil debt judgments. In many cases, the debtors were unaware they were sued or had not received notice to show up in court.
In February of 2017, the check-cashing industry petitioned the Illinois Department of Financial and Professional Regulation to increase the maximum rate currency exchanges can charge to cash a check in Illinois. Woodstock Institute analyzed income data from 2007 -- the last year in which check-cashing rates were increased -- through 2016 to determine to what degree Illinois households could absorb this increase.
Testimony of Lauren Nolan before the Committee on License and Consumer Protection regarding the proposed ordinance under consideration that would prohibit licensees from refusing to accept cash as payment for goods or services.
Testimony of Illinois State Senator Jacqueline Y. Collins opposing a proposal to increase the rates that may be charged y currency exchanges for check cashing.
Testimony of Brent Adams to Illinois Department of Financial and Professional Regulation on Currency Exchange Rates
Pew Research Center;
Roughly four-in-ten Americans have personally experienced online harassment, and 62% consider it a major problem. Many want technology firms to do more, but they are divided on how to balance free speech and safety issues online
Testimony of Dory Rand to the Director of the Division of Financial Institutions, Illinois Department of Financial and Professional Regulation, urging the state of Illinois not to increase the maximum rates taht may be charged by Illinois currency exchanges for any check cashing services.
Center for Economic and Policy Research;
This report updates a version released in June 2016.
U.S. private equity fundraising had its best year ever in 2015 -- raising $185 billion. But is the enthusiasm of investors warranted? Do PE buyout funds deliver outsized returns to investors and will they do so in the future? This report answers this question by reviewing the most recent empirical evidence on buyout fund performance; the answer is no. While median private equity buyout funds once beat the S&P 500, they have not done so since 2006 -- despite industry claims to the contrary.
New York State Health Foundation;
In New York State, health care spending has steadily increased over the past 25 years, and is expected to continue increasing through 2020; this spending growth has translated directly to increases in health insurance premiums that can make health care unaffordable for consumers and adversely affect wages, employment, and economic growth. As policymakers work to ensure that the health care market functions in a way that maintains access to health care for New Yorkers and supports a competitive market for the industry, they may benefit from a better understanding of the various factors that influence these health care costs. To help inform policymakers and other stakeholders in New York, this study offers an in-depth examination of hospital contracting practices, reimbursement methodologies, and hospital prices in New York. Using information collected from private commercial health insurers and other sources, the study sheds light on how prices vary across hospitals and highlights certain practices that can inhibit healthy market competition. The report also suggests approaches to addressing some of these market dysfunctions. As the first study of its kind in New York, it introduces a range of opportunities for assisting policymakers and other stakeholders in understanding health care costs and developing strategies to slow cost growth.
Open Society Foundations;
A sweeping data broker industry sells information about millions of people to corporate and governmental actors on both sides of the Atlantic. Data brokers, and the profiling techniques often at their core, are giving large institutions more visibility than ever before into people's lives.
While some data broker products are beneficial or harmless, others threaten fundamental rights. Data brokers—and the information and inferences they supply—are playing central roles in key life decisions across a growing range of areas.
Police in both the United States and Europe purchase corporate assistance to profile residents based on personal data. Political parties target their digital outreach based on details of individual behavior. In the United States, prospective employers routinely turn to data brokers to purchase criminal history reports regarding job candidates (reports that are notoriously error-prone).
This report explores the need for a clear regulatory agenda for data brokers, and looks at the broader issues of automated, data-driven decision making by large institutions, when it comes to the key decisions that shape people's lives and impact their rights.