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This is the first comprehensive study regarding the state of automated decision-making in Europe. Experts have looked at the situation at the EU level but also in 12 Member States: Belgium, Denmark, Finland, France, Germany, Italy, Netherlands Poland, Slovenia, Spain, Sweden and the UK. They assessed not only the political discussions and initiatives in these countries but also present a section "ADM in Action" for all states, listing examples of automated decision-making already in use.
Rockefeller Archive Center;
Can the market be trusted to provide the bundle of goods and services that society deems a basic entitlement of citizenship? The retreat from state-centered welfare institutions and the rise of policy movements emphasizing market-based alternatives over the past thirty years is said to mark a breaking point from the progressivism of the early twentieth century. Evidence from the Russell Sage Foundation Records, housed at the Rockefeller Archive Center, suggests that the trajectory from state to market or public to private is less representative than is commonly thought. Among the Foundation's most successful campaigns was its battle to reform small-sum lending between 1909 and 1946. Inspired by journalistic tales of working families held in virtual slavery by nefarious loan sharks, the Russell Sage Foundation devoted considerable resources to freeing small borrowers from the high rates of interest and criminal intimidation thought to engender poverty, crime, class agitation, and political radicalism. The Foundation's gradual pivot from promoting philanthropic solutions meant to circumvent the market in money to embracing profit and competition as a market-oriented means of achieving progressive ends stands as a key moment in the rise of the personal finance industry. It also serves as an early case study in the privatization of American social policy and an object lesson in the challenges reformers have faced when forging partnerships with the competitive marketplace.
How the multibillion-dollar business behind online advertising could reinvent public media, revitalize journalism and strengthen democracy
The Pew Charitable Trusts;
Auto-enrollment retirement programs may help participants deal with market fluctuations. This article was developed as part of The Pew Charitable Trusts' Retirement Savings Project.
In February of 2017, the check-cashing industry petitioned the Illinois Department of Financial and Professional Regulation to increase the maximum rate currency exchanges can charge to cash a check in Illinois. Woodstock Institute analyzed income data from 2007 -- the last year in which check-cashing rates were increased -- through 2016 to determine to what degree Illinois households could absorb this increase.
American Civil Liberties Union;
The criminalization of private debt happens when judges, at the request of collection agencies, issue arrest warrants for people who failed to appear in court to deal with unpaid civil debt judgments. In many cases, the debtors were unaware they were sued or had not received notice to show up in court.
Testimony of Brent Adams to Illinois Department of Financial and Professional Regulation on Currency Exchange Rates
Testimony of Dory Rand to the Director of the Division of Financial Institutions, Illinois Department of Financial and Professional Regulation, urging the state of Illinois not to increase the maximum rates taht may be charged by Illinois currency exchanges for any check cashing services.
Testimony of Lauren Nolan before the Committee on License and Consumer Protection regarding the proposed ordinance under consideration that would prohibit licensees from refusing to accept cash as payment for goods or services.
Testimony of Illinois State Senator Jacqueline Y. Collins opposing a proposal to increase the rates that may be charged y currency exchanges for check cashing.
Center for Economic and Policy Research;
This report updates a version released in June 2016.U.S. private equity fundraising had its best year ever in 2015 -- raising $185 billion. But is the enthusiasm of investors warranted? Do PE buyout funds deliver outsized returns to investors and will they do so in the future? This report answers this question by reviewing the most recent empirical evidence on buyout fund performance; the answer is no. While median private equity buyout funds once beat the S&P 500, they have not done so since 2006 -- despite industry claims to the contrary.
Pew Research Center;
Roughly four-in-ten Americans have personally experienced online harassment, and 62% consider it a major problem. Many want technology firms to do more, but they are divided on how to balance free speech and safety issues online